R+O InterGmbH
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Institutional Verification

Evidence for financing — before disbursement, during execution and at acceptance.

R+O verifies the agreed link between financed asset, full economics and evidenced fulfilment status. An institution can require this evidence for a specific financing type and its disbursements. Credit and approval rights remain with it.

Three strands, one asset

Credit file ↔ technology assetIllustrative work sample
Demand
  1. Asset
  2. Configuration
  3. Start of operations
R+O
  1. Offer identitydocumented
  2. Cost statusdocumented
  3. Deliveryrecord
  4. Installationopen
  5. Acceptanceopen
Credit file
  1. Named financing condition
  2. Evidence per disbursement
  3. Institution’s decision
Named condition · Not yet fully evidenced – the open bridge shows the gap. Every statement refers to the same asset. Valuation, collateral and credit decision remain with the institution.

Evidence status for a disbursement

R+O Inter · Illustrative work sample
Named condition
Delivered and installed technology asset, confirmed with agreed acceptance.
Asset identity
Offer and delivery document refer to the same configuration — reconciled in the sample.
Economics
Offer, freight, duties, installation and service at the same cost status — reconciled in the sample.
Delivery status
Transport document available in the sample; installation and acceptance not yet confirmed.
Position
The named condition is not yet fully evidenced by this status.
Next evidence
Installation record and confirmation by the named acceptance party.
Decision
The institution assesses the status for its disbursement.
One condition, three evidence points
Written financing condition · Per transaction, individually and clearly bounded – no general access to client information.
  1. 01Before commitment
    • Classification and origin
    • Eligibility for funding or financing
    • Cost basis and date
  2. 02During execution
    • Order, transport and customs
    • Milestones and exceptions
    • Next named action
  3. 03At acceptance
    • Delivery and installation
    • Agreed acceptance evidence
    • Actual commissioning date
    • Complete decision record
The institutional pilot

Definition, baseline, measurement period, governing source and confirming party are agreed before the first transaction. R+O keeps the measurement record; the institution confirms the criteria and decides: adopt, adjust or discontinue.